Rewritten from public student write-ups of Paytm’s on-campus SDE and SDE-intern drives. One correction worth making up front: despite Paytm being a payments company, fresher write-ups almost never describe a payments system-design round. What they consistently describe is live coding in a shared editor on linked lists and trees, plus core Java, OOPs, DBMS, and networking. Prepare for that, not for a UPI architecture whiteboard.
Reverse a linked list, asked both iteratively with pointers and recursively.
Print the left view of a binary tree.
Time and space complexity had to be stated for each solution.
Round 2 - mixed technical
Minimum number of hotel rooms needed (an interval-scheduling problem).
Networking basics, down to “what does HTTP stand for.”
DBMS: SQL joins, ACID properties, constraints.
The interviewer pushed for optimisation after the first working solution.
Round 3 - OOP and problem-solving
Behavioural opening about the college journey so far.
Find the median in a stream of integers.
OOP fundamentals: types of inheritance, overloading vs overriding, access specifiers.
Format note: all rounds were on Google Meet with code written in a plain shared text editor - no autocomplete, no compiler. Practise writing compilable code without an IDE.
Result: Selected as SDE.
Commonly reported pattern across other Paytm drives
Round 1 is a HackerRank coding round, typically 2 DSA questions - one easy string problem and one harder graph-level problem.
Recurring coding questions across write-ups: zig-zag (spiral) tree traversal, right view of a binary tree, merge two sorted linked lists without extra space, reverse a linked list recursively, lowest common ancestor in a BST, median in a stream.
Java is the expected language in many panels, and Java-specific questions follow: Java 8 features, abstraction vs encapsulation, abstract class vs interface.
The HR round is described as light in most accounts - casual conversation about the team and future scope, with nearly everyone who reaches it clearing it. That is the opposite of the Meesho pattern, so do not generalise between fintechs.
After technical rounds, Paytm usually closes with a short HR / hiring-manager conversation: motivation, location, notice period, and a couple of behavioural stories. Prepare those answers on the dedicated page rather than cramming them into this hub.